The best personal loans for 2024 are those that offer the lowest interest rates for your particular situation, and are also recession-proof. One of the key factors in finding the best personal…
Category: Credit
Best Types of Small Business Loans for 2023
There are many reasons to consider taking out a small business loan, and just as many options available when it comes to choosing the type of loan you want. You may have…
Alternatives to Reverse Mortgages
With a regular mortgage, you make payments to a bank or other lender in order to acquire more equity in your home until, ideally, you have ultimately purchased 100 percent equity in…
How Small Business Administration (SBA) Loans Work
Small business owners can get affordable Small Business Administration (SBA) loans through a network of lenders chosen by the government agency. A common misconception is that SBA loans are given by the…
What Is an Unsecured Business Loan?
An unsecured business loan is a business loan given by a lender to a borrower without any collateral. The sole criterion for the loan is the borrower’s creditworthiness. Some unsecured loans are…
Can You Get a Business Loan If You Have Bad Credit?
Small business owners who may need a business loan the most are often the very ones who do not qualify for many loans because their credit is often not ideal. Startup businesses,…
Alternatives to Payday Loans
Payday loans are short-term loans approved with the understanding that the loan will be repaid when borrowers receive their next paychecks. However, these loans generally carry high-interest rates. While the features of…
What is a Business Loan Modification?
A commercial loan modification, also known as a business loan modification, restructures an existing loan to make it more feasible for the borrower to continue making payments. In most cases, this option…
4 Credit Card Mistakes That Can Hurt Your Credit
While many consumers apply for credit cards to improve their credit history, misusing a credit card has the opposite effect. Easy credit card mistakes that harm your credit history include sending late payments…
VA Home Loans: A Bridge to Homeownership
Hey there heroes! Did you know that veterans, active-duty servicemembers, and qualifying surviving spouses may be able to access special home loan benefits from the Department of Veterans Affairs? Among the many…